Self Cert Fixed
Mortgages
Self Certification Range
- 75% LTV up to £500,000
- True Self Cert
- Employed and self employed
- Up to 4.5 x income multiples available
- 10% overpay (see criteria)
- Fees may be added above the product maximum LTV level
Ex Local Authority properties acceptable (minimum value £90,000 for flats)
As our Self Cert mortgages are truly self certifying, your clients won't have to provide any proof of income. Unlike some other lenders, we won't contact their accountant or employer. And whether your clients are purchasing, remortgaging or consolidating debts, you'll find our lending criteria more flexible and our underwriting decisions more consistent.
|
Rate |
Description |
Max LTV |
Features |
Early Repayment Charges |
Code |
7.49%
|
A fixed rate of 7.49% for 3 years until 31/08/2011, then changing to 7.09% which is our Standard Variable Rate for the rest of the mortgage period. |
75% |
1.5% arrangement fee. No extended tie in. |
5% of the sum repaid until 31/08/2011 Part repayment administration fee: £50. Lending fee: £195* |
ANL |
7.39%
|
A fixed rate of 7.39% for 5 years until 31/08/2013, then changing to 7.09% which is our Standard Variable Rate for the rest of the mortgage period. |
75% |
1.5% arrangement fee. No extended tie in. |
5% of the sum repaid until 31/08/2013 Part repayment administration fee: £50. Lending fee: £195* |
ANN |
7.69%
|
A fixed rate of 7.69% for 3 years until 31/08/2011, then changing to 7.09% which is our Standard Variable Rate for the rest of the mortgage period. |
75% |
1.5% arrangement fee. No legal fees~ (for remortgages only) or valuation fee - paid by Bristol & West Mortgages. No extended tie in. |
5% of the sum repaid until 31/08/2011 Part repayment administration fee: £50. Lending fee: £195* |
ANM |
7.59%
|
A fixed rate of 7.59% for 5 years until 31/08/2013, then changing to 7.09% which is our Standard Variable Rate for the rest of the mortgage period. |
75% |
1.5% arrangement fee. No legal fees~ (for remortgages only) or valuation fee - paid by Bristol & West Mortgages. No extended tie in. |
5% of the sum repaid until 31/08/2013 Part repayment administration fee: £50. Lending fee: £195* |
ANP |